Travel insurance providers segment policies by country of residence
💸 moneyproduct problemSingle report ●●●●●
Travel insurance providers, such as AXA Schengen, require users to select their country of residence before displaying policy options, which results in different offerings, pricing, and legal terms.
What people do today
- Searching for specialized expat insurance providers
- Using VPNs to attempt to access different regional sites
- Contacting insurance brokers for manual quotes
🔧 Fix this
Ideas a builder, maker or community group could start on:
- A comparison platform that aggregates travel insurance policies specifically for expatriates and digital nomads based on their current residency status.
- A browser extension that identifies insurance providers that accept applicants from specific countries of residence to save time on manual site checks.
- A policy advocacy initiative to standardize cross-border travel insurance regulations to reduce residency-based discrimination in coverage access.
Real voices
“providers often present a prompt asking for the buyer's country of residence before displaying policy options or pricing. Selecting I live in the US vs. I don't live in the US routes the user to different policy offerings, pricing structures, and legal terms”
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