Difficulty calculating personal investment time-weighted returns

💸 moneypersonal problemSingle report ●●●●● severity 2/5

The reporter is confused about whether to include deposits and withdrawals when calculating the time-weighted return (TWR) of their portfolio, as the tutorial they watched only accounted for dividends.

Who's affected: The reporter

⚠️ Single report. This is one person's account. We mark it so until more voices confirm it.

What people do today

Watching generic YouTube tutorials
Manual spreadsheet tracking
Ignoring cash flow impacts

🔧 Fix this

Ideas a builder, maker or community group could start on:

A web-based calculator where users input transaction dates and amounts to automatically compute TWR
A browser extension that pulls transaction history from brokerage exports to calculate performance metrics
A simplified educational guide specifically for retail investors on handling cash flows in TWR calculations

I want to build this

Real voices

“My confusion about the video is that deposit / withdrawal was not mentioned at all”

Source: Stack Exchange (money) · CC BY-SA 4.0, user-contributed content from Stack Exchange; summarized and modified

Difficulty calculating personal investment time-weighted returns

What people do today

🔧 Fix this

Real voices

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Difficulty calculating personal investment time-weighted returns

What people do today

🔧 Fix this

Real voices

Related problems

YNAB app update makes interface difficult to navigate

Inconsistent credit card usage data in Credit Karma

Rocket Money failed to cancel subscription

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